Australia’s Largest Supplier of Used Commercial Gym Equipment

Gym Equipment Finance

We offer Personal and Business Financing

Want to buy a single piece of equipment for home use or set for your gym on Finance? We offer finance for business and personal applications through our preferred third-party suppliers.

Business Financing (ABN holders)

We work directly with finance brokers who specialise in gym equipment finance, and who customise your finance application to suit your specific needs.

  • No financials required for contracts under $150K
  • Minimum Application amount is $5,000 inc GST
  • Weekly or Monthly rental repayments
  • Rental payments are 100% tax deductible
  • Purchase equipment outright for $1 per unit at end of rental agreement
  • 60, 48, or 36 month terms available

Call us on 1300 769 556 or email [email protected] to discuss your financing options today.

Apply Now

We understand the financial requirements of the fitness industry and we can find you the right solution regardless of your size.

  • New ventures are welcomed
  • No financials needed
  • Non home owners accepted
  • Approvals within 24 hours
  • New or used equipment
  • Minor defaults considered
  • Unsecured finance means only the equipment is the security not your home. Fit-Lease have access to all possible sources of funds such as lease, rental and chattel mortgage with terms that suit your business and cashflow, being affiliated with over 28 financiers ensures we can offer the best rates and chances of approval for equipment finance.

Personal Finance (non-ABN holders)

Option 1: Zip and Afterpay

Zip and Afterpay are popular finance options available on all “Buy it Now” products.

Add the item to the cart, and select one of these options on the checkout page.

Alternatively, we can prepare a ZIP Pay invoice and send it to you where you can log in and fill in the relevant information.

Finance Zip Afterpay

Option 2: HUMM 90

HUMM 90 Finance is an Interest Free, Rent to Own Option.

*It is an interest free credit card, where Gray’s Fitness covers the interest for up to 12 months.

*Anyone can apply for Humm90 as long as you are:

  • 18+ years old
  • Earn $25,000+ p.a.
  • An Australian citizen or permanent resident of Australia
  • Clear credit file

ONLY available for orders of $7,000 or less.

  • $0-$2,000 = up to a 6-month term available.
  • $2001-$7,000 = up to a 12-month term available.

Humm uses a paperless finance system, so when you’re approved you’ll be notified by mobile phone.

  • Apply online in minutes. It’s easy and paperless
  • Receive a speedy decision via SMS or email
  • Once approved, you will receive 2 SMS notifications


Or calculate repayments:

 For all Humm90 FAQ’s please go to:

*Approved applicants only. Fees, terms, conditions & minimum finance amounts apply, incl $99 Annual Fee charged on the account open date and annually on the anniversary of that date. Annual Fee must be paid in full within 90 days or it will attract interest. ^90 days Interest Free and no repayments available on all Skye Mastercard purchases (excluding cash withdrawals). Any outstanding balance after the 90 day Interest Free and no repayment period reverts to the standard Card Purchase Rate. Minimum monthly repayment may be required. Interest (charged at standard Expired Promotional Rate) is payable on the balance outstanding after any Interest Free term. See for current interest rates. Credit provided by FlexiCards Australia Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415. Skye is a trademark of FlexiCards Australia Pty Ltd, a subsidiary of FlexiGroup Limited. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
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Price includes GST. Delivery calculated per order.
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